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Medicare Supplement Insurance
(Medigap) Plans in Texas

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Looking for Medicare Supplement (Medigap) insurance in Texas? You’re in the right place. Below you’ll find every standardized Medigap plan available to Texas residents — including estimated monthly premium ranges, deductibles, and a full benefit-by-benefit comparison.

All pricing shown is estimated and may vary by carrier, your age, sex, health status, and the date you enroll. The standard $202.90 Part B premium is not included in any of the figures below.

Available Medigap Plans in Texas — 2026

Plan A

Premiums range from $105 - $2,685/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$1,736 Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

✗ Skilled nursing facility

✗ Part A deductible

✗ Part B deductible

✗ Part B excess charges

✗ Foreign travel emergency

✓ Get a More Accurate Price Plan Details Compare Plans

Plan B

Premiums range from $176 - $636/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$0 Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

✗ Skilled nursing facility

✓ Part A deductible

✗ Part B deductible

✗ Part B excess charges

✗ Foreign travel emergency

✓ Get a More Accurate Price Plan Details Compare Plans

Plan C

Premiums range from $184 - $752/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$0 Hospital (Part A)

$0 Medical (Part B)

Plan Benefits

✓ Skilled nursing facility

✓ Part A deductible

✓ Part B deductible

✗ Part B excess charges

✓ Foreign travel emergency

✓ Get a More Accurate Price Plan Details Compare Plans

Plan D

Premiums range from $128 - $565/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$0 Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

✓ Skilled nursing facility

✓ Part A deductible

✗ Part B deductible

✗ Part B excess charges

✓ Foreign travel emergency

✓ Get a More Accurate Price Plan Details Compare Plans

Plan F

Premiums range from $144 - $1,072/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$0 Hospital (Part A)

$0 Medical (Part B)

Plan Benefits

✓ Skilled nursing facility

✓ Part A deductible

✓ Part B deductible

✓ Part B excess charges

✓ Foreign travel emergency

✓ Get a More Accurate Price Plan Details Compare Plans

Plan F-high

Premiums range from $39 - $281/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$0 Hospital (Part A)

$0 Medical (Part B)

Plan Benefits

✓ Skilled nursing facility

✓ Part A deductible

✓ Part B deductible

✓ Part B excess charges

✓ Foreign travel emergency

✓ Get a More Accurate Price Compare Plans

Plan G

Most Popular
Premiums range from $124 - $1,076/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$0 Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

✓ Skilled nursing facility

✓ Part A deductible

✗ Part B deductible

✓ Part B excess charges

✓ Foreign travel emergency

✓ Get a More Accurate Price Plan Details Compare Plans

Plan G-high

Lowest Premium
Premiums range from $35 - $355/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$0 Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

✓ Skilled nursing facility

✓ Part A deductible

✗ Part B deductible

✓ Part B excess charges

✓ Foreign travel emergency

✓ Get a More Accurate Price Compare Plans

Plan K

Premiums range from $75 - $253/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$868 (50% of Part A deductible) Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

✓ Skilled nursing facility

✓ Part A deductible

✗ Part B deductible

✗ Part B excess charges

✗ Foreign travel emergency

✓ Get a More Accurate Price Plan Details Compare Plans

Plan L

Premiums range from $105 - $323/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$434 (25% of Part A deductible) Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

✓ Skilled nursing facility

✓ Part A deductible

✗ Part B deductible

✗ Part B excess charges

✗ Foreign travel emergency

✓ Get a More Accurate Price Plan Details Compare Plans

Plan M

Premiums range from $83 - $522/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$868 (50% of Part A deductible) Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

✓ Skilled nursing facility

✓ Part A deductible

✗ Part B deductible

✗ Part B excess charges

✓ Foreign travel emergency

✓ Get a More Accurate Price Plan Details Compare Plans

Plan N

Best Value
Premiums range from $91 - $763/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$0 Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

✓ Skilled nursing facility

✓ Part A deductible

✗ Part B deductible

✗ Part B excess charges

✓ Foreign travel emergency

✓ Get a More Accurate Price Plan Details Compare Plans

Texas Medicare Resources

2026 Prior Authorization Pilot — Texas

Starting January 2026, Texas is part of the WISeR model — a CMS pilot program requiring prior authorization for 17 specific Medicare services, including certain spinal procedures, nerve stimulation devices, and knee arthroscopy. The pilot runs through December 2031.

If your provider submits a prior authorization request and it is approved, Medicare covers the service normally. A Medigap plan still protects your share of cost once care is approved. Innovative Plan G — a new plan type available only in the six pilot states — is also worth asking about.

See all 17 WISeR service categories
  • Epidural steroid injections
  • Cervical fusion
  • Knee arthroscopy
  • Spinal cord stimulators
  • Vagus nerve stimulation
  • Sacral nerve stimulation
  • Phrenic nerve stimulation
  • Hypoglossal nerve stimulation
  • Deep brain stimulation (limited phase 1 rollout)
  • Vertebral augmentation
  • Skin substitutes
  • Cellular and tissue-based products
  • Incontinence devices
  • Impotence treatment
  • Induced nerve lesions
  • PILD / percutaneous lumbar decompression (limited rollout)
  • Sacral neuromodulation devices

Texas

Texas Medicare & Medigap Overview

Texas Medicare counseling, Medigap basics, and savings programs.

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