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Medicare Supplement Insurance
(Medigap) Plans in New York

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Looking for Medicare Supplement (Medigap) insurance in New York? You’re in the right place. Below you’ll find every standardized Medigap plan available to New York residents — including estimated monthly premium ranges, deductibles, and a full benefit-by-benefit comparison.

All pricing shown is estimated and may vary by carrier, your age, sex, health status, and the date you enroll. The standard $202.90 Part B premium is not included in any of the figures below.

Available Medigap Plans in New York — 2026

Plan A

Premiums range from $207 - $414/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$1,736 Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

✗ Skilled nursing facility

✗ Part A deductible

✗ Part B deductible

✗ Part B excess charges

✗ Foreign travel emergency

✓ Get a More Accurate Price Plan Details Compare Plans

Plan B

Premiums range from $301 - $665/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$0 Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

✗ Skilled nursing facility

✓ Part A deductible

✗ Part B deductible

✗ Part B excess charges

✗ Foreign travel emergency

✓ Get a More Accurate Price Plan Details Compare Plans

Plan C

Premiums range from $36 - $529/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$0 Hospital (Part A)

$0 Medical (Part B)

Plan Benefits

✓ Skilled nursing facility

✓ Part A deductible

✓ Part B deductible

✗ Part B excess charges

✓ Foreign travel emergency

✓ Get a More Accurate Price Plan Details Compare Plans

Plan D

Premiums range from $389 - $537/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$0 Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

✓ Skilled nursing facility

✓ Part A deductible

✗ Part B deductible

✗ Part B excess charges

✓ Foreign travel emergency

✓ Get a More Accurate Price Plan Details Compare Plans

Plan F

Premiums range from $392 - $898/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$0 Hospital (Part A)

$0 Medical (Part B)

Plan Benefits

✓ Skilled nursing facility

✓ Part A deductible

✓ Part B deductible

✓ Part B excess charges

✓ Foreign travel emergency

✓ Get a More Accurate Price Plan Details Compare Plans

Plan F-high

Premiums range from $74 - $116/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$0 Hospital (Part A)

$0 Medical (Part B)

Plan Benefits

✓ Skilled nursing facility

✓ Part A deductible

✓ Part B deductible

✓ Part B excess charges

✓ Foreign travel emergency

✓ Get a More Accurate Price Compare Plans

Plan G

Most Popular
Premiums range from $325 - $826/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$0 Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

✓ Skilled nursing facility

✓ Part A deductible

✗ Part B deductible

✓ Part B excess charges

✓ Foreign travel emergency

✓ Get a More Accurate Price Plan Details Compare Plans

Plan G-high

Lowest Premium
Premiums range from $68 - $109/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$0 Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

✓ Skilled nursing facility

✓ Part A deductible

✗ Part B deductible

✓ Part B excess charges

✓ Foreign travel emergency

✓ Get a More Accurate Price Compare Plans

Plan K

Premiums range from $105 - $225/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$868 (50% of Part A deductible) Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

✓ Skilled nursing facility

✓ Part A deductible

✗ Part B deductible

✗ Part B excess charges

✗ Foreign travel emergency

✓ Get a More Accurate Price Plan Details Compare Plans

Plan L

Premiums range from $214 - $322/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$434 (25% of Part A deductible) Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

✓ Skilled nursing facility

✓ Part A deductible

✗ Part B deductible

✗ Part B excess charges

✗ Foreign travel emergency

✓ Get a More Accurate Price Plan Details Compare Plans

Plan M

Premiums range from $356 - $524/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$868 (50% of Part A deductible) Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

✓ Skilled nursing facility

✓ Part A deductible

✗ Part B deductible

✗ Part B excess charges

✓ Foreign travel emergency

✓ Get a More Accurate Price Plan Details Compare Plans

Plan N

Best Value
Premiums range from $260 - $515/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$0 Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

✓ Skilled nursing facility

✓ Part A deductible

✗ Part B deductible

✗ Part B excess charges

✓ Foreign travel emergency

✓ Get a More Accurate Price Plan Details Compare Plans

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