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Medicare Supplement Insurance
(Medigap) Plans in Michigan

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Looking for Medicare Supplement (Medigap) insurance in Michigan? You’re in the right place. Below you’ll find every standardized Medigap plan available to Michigan residents — including estimated monthly premium ranges, deductibles, and a full benefit-by-benefit comparison.

All pricing shown is estimated and may vary by carrier, your age, sex, health status, and the date you enroll. The standard $202.90 Part B premium is not included in any of the figures below.

Available Medigap Plans in Michigan — 2026

Plan A

Premiums range from $84 - $1,857/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$1,736 Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

Skilled nursing facility

Part A deductible

Part B deductible

Part B excess charges

Foreign travel emergency

Plan B

Premiums range from $132 - $605/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$0 Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

Skilled nursing facility

Part A deductible

Part B deductible

Part B excess charges

Foreign travel emergency

Plan C

Premiums range from $155 - $1,911/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$0 Hospital (Part A)

$0 Medical (Part B)

Plan Benefits

Skilled nursing facility

Part A deductible

Part B deductible

Part B excess charges

Foreign travel emergency

Plan D

Premiums range from $105 - $2,245/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$0 Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

Skilled nursing facility

Part A deductible

Part B deductible

Part B excess charges

Foreign travel emergency

Plan F

Premiums range from $150 - $1,083/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$0 Hospital (Part A)

$0 Medical (Part B)

Plan Benefits

Skilled nursing facility

Part A deductible

Part B deductible

Part B excess charges

Foreign travel emergency

Plan F-high

Premiums range from $37 - $250/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$0 Hospital (Part A)

$0 Medical (Part B)

Plan Benefits

Skilled nursing facility

Part A deductible

Part B deductible

Part B excess charges

Foreign travel emergency

Plan K

Premiums range from $62 - $215/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$868 (50% of Part A deductible) Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

Skilled nursing facility

Part A deductible

Part B deductible

Part B excess charges

Foreign travel emergency

Plan L

Premiums range from $116 - $359/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$434 (25% of Part A deductible) Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

Skilled nursing facility

Part A deductible

Part B deductible

Part B excess charges

Foreign travel emergency

Plan M

Premiums range from $153 - $390/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$868 (50% of Part A deductible) Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

Skilled nursing facility

Part A deductible

Part B deductible

Part B excess charges

Foreign travel emergency

Michigan Medicare Resources

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