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Medicare Supplement Insurance
(Medigap) Plans in California

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Looking for Medicare Supplement (Medigap) insurance in California? You’re in the right place. Below you’ll find every standardized Medigap plan available to California residents — including estimated monthly premium ranges, deductibles, and a full benefit-by-benefit comparison.

All pricing shown is estimated and may vary by carrier, your age, sex, health status, and the date you enroll. The standard $202.90 Part B premium is not included in any of the figures below.

Available Medigap Plans in California — 2026

Plan A

Premiums range from $120 - $845/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$1,736 Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

✗ Skilled nursing facility

✗ Part A deductible

✗ Part B deductible

✗ Part B excess charges

✗ Foreign travel emergency

✓ Get a More Accurate Price Plan Details Compare Plans

Plan B

Premiums range from $210 - $793/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$0 Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

✗ Skilled nursing facility

✓ Part A deductible

✗ Part B deductible

✗ Part B excess charges

✗ Foreign travel emergency

✓ Get a More Accurate Price Plan Details Compare Plans

Plan C

Premiums range from $224 - $972/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$0 Hospital (Part A)

$0 Medical (Part B)

Plan Benefits

✓ Skilled nursing facility

✓ Part A deductible

✓ Part B deductible

✗ Part B excess charges

✓ Foreign travel emergency

✓ Get a More Accurate Price Plan Details Compare Plans

Plan D

Premiums range from $166 - $560/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$0 Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

✓ Skilled nursing facility

✓ Part A deductible

✗ Part B deductible

✗ Part B excess charges

✓ Foreign travel emergency

✓ Get a More Accurate Price Plan Details Compare Plans

Plan F

Premiums range from $178 - $1,488/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$0 Hospital (Part A)

$0 Medical (Part B)

Plan Benefits

✓ Skilled nursing facility

✓ Part A deductible

✓ Part B deductible

✓ Part B excess charges

✓ Foreign travel emergency

✓ Get a More Accurate Price Plan Details Compare Plans

Plan F-high

Premiums range from $34 - $297/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$0 Hospital (Part A)

$0 Medical (Part B)

Plan Benefits

✓ Skilled nursing facility

✓ Part A deductible

✓ Part B deductible

✓ Part B excess charges

✓ Foreign travel emergency

✓ Get a More Accurate Price Compare Plans

Plan G

Most Popular
Premiums range from $162 - $1,318/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$0 Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

✓ Skilled nursing facility

✓ Part A deductible

✗ Part B deductible

✓ Part B excess charges

✓ Foreign travel emergency

✓ Get a More Accurate Price Plan Details Compare Plans

Plan G-high

Lowest Premium
Premiums range from $37 - $245/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$0 Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

✓ Skilled nursing facility

✓ Part A deductible

✗ Part B deductible

✓ Part B excess charges

✓ Foreign travel emergency

✓ Get a More Accurate Price Compare Plans

Plan K

Premiums range from $78 - $397/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$868 (50% of Part A deductible) Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

✓ Skilled nursing facility

✓ Part A deductible

✗ Part B deductible

✗ Part B excess charges

✗ Foreign travel emergency

✓ Get a More Accurate Price Plan Details Compare Plans

Plan L

Premiums range from $126 - $577/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$434 (25% of Part A deductible) Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

✓ Skilled nursing facility

✓ Part A deductible

✗ Part B deductible

✗ Part B excess charges

✗ Foreign travel emergency

✓ Get a More Accurate Price Plan Details Compare Plans

Plan N

Best Value
Premiums range from $127 - $966/mo depending on your age, sex, health status, and when you enroll. Doesn’t include: $202.90 Standard Part B premium

Deductibles

$0 Hospital (Part A)

$283 Medical (Part B)

Plan Benefits

✓ Skilled nursing facility

✓ Part A deductible

✗ Part B deductible

✗ Part B excess charges

✓ Foreign travel emergency

✓ Get a More Accurate Price Plan Details Compare Plans

California Medicare Resources Under-65 Medigap

California Under-65 Medigap

California Medicare & Medigap Overview

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